wealth redefined.

Investment management ​

Our investment philosophy

Our mission is to deliver consistent and repeatable risk-adjusted investment performance to meet our client’s financial goals, providing them with a better financial future. Our success depends on understanding our investor’s goals and aligning our value proposition with these goals in an ever-changing world.

Our competitive advantages include our global experience as investment professionals, and an investment philosophy that foremost focusses on building better portfolios, and then on asset selection which is systematic, value orientated, and risk controlled across the capital structure.

  • Active risk management – Many active managers oscillate between top-quartile and bottom-quartile results with little consistency and an inability to beat their benchmarks after fees. Delivering repeatable alpha is hard and even more so without active risk management that limits uncompensated risk, proper diversification and combining science and experience in an optimal manner. We believe in “winning by not losing” – i.e., focussing on consistent and repeatable risk management and a transparent investment process that avoids punting and relying on the portfolio managers’ intuition.

  • Market opportunities – We believe that public markets are on average efficient, and alpha is scarce given that large numbers of participants share almost equal access to information and in a rapid and systematic manner, incorporate information into asset prices. We are therefore very careful in where we apply active risk to ensure a reasonable probability of being rewarded in a consistent manner.

  • Portfolio construction and asset allocation – Superior security selection is important but not sufficient. Building intelligent portfolios that mitigate uncompensated risk, and superior asset allocation skills, understanding markets, asset classes and risk premia are key to consistent and repeatable performance.

  • Our investment mindset – We avoid an internal, product focused mindset, and apply our expertise to our client’s needs and requirements. Our client’s come first.

Our partners

Finding and monitoring the best investment talent requires specialist knowledge, detailed analysis and a lot of legwork. We are assisted with this by Morningstar Investment Management South Africa focusing on independent research of fund managers. We continue to develop relationships with leading global equity, fixed income and alternatives investment managers. Our aim is to combine their global expertise and our asset allocation and portfolio construction skills, offering South African investors superior global investment opportunities.

Investment funds

Wealth Associates BCI

Income Fund

The Wealth Associates BCI Income Fund is a Cautious risk profile portfolio with the objective is to achieve a high level of sustainable income and stability of capital invested.

Wealth Associates BCI

Cautious Fund

The Wealth Associates BCI Cautious Fund of Funds is a cautious risk profile portfolio with the objective to provide investors with a high level of income and capital stability.

Wealth Associates BCI

Moderate Fund of Funds

The Wealth Associates BCI Moderate Fund of funds is a medium risk profile portfolio with the objective to provide investors with a moderate long term total return.

Wealth Associates BCI

Balanced Fund of Funds

The Wealth Associates BCI Balanced Fund of Funds is a medium to high risk profile portfolio with the objective to provide investors with a moderate to high long term total return.

Wealth Associates BCI

Equity Fund

The Wealth Associates BCI Equity Fund has the objective to provide investors with high long-term capital growth. The portfolio’s equity exposure will always exceed 80% of its asset value

Wealth Associates BCI

Flexible Growth Fund of Funds

The Wealth Associates BCI Flexible Growth Fund of Funds is a flexible portfolio with the objective of providing investors with a high long term capital growth.

Investment marketing

We understand the importance of staying in touch with your investments and aim to provide our investors with regular insights and commentary on the economy, markets and the performance of their investments.